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Overview
This does not imply that a victim should wait to retain a lawyer, or try to figure out the period of limitations without the assistance of an attorney. The opposite is true. A lawyer should be retained while the facts are still fresh, for many reasons. (See Should Parents Get A Lawyer for Their Injured Child?) Table of state laws
Special rules for claims by minorsWith the exception of medical bills and other out of pocket costs and losses, and claims against governmental agencies, governmental employees, and humane societies, all states allow some extra time for making a claim on behalf of a person who is under the age of 18. However, at the risk of repeating what was written above, it is very complicated, there are exceptions to the rules and exceptions to the exceptions, and by "make a claim" the law means file a lawsuit, not just a report or an insurance claim. In most states, a minor and his parents can wait a period of time after the child turns 18. In these states, the period described in the statute of limitations does not begin running until the victim's 18th birthday. For example, a California victim who was injured at age three could wait until he turned 20, because the statute would not begin ticking down until he turned 18, at which time he would have two years (see the table, above). Georgia, as well as a number of other states, follow this rule. In some states, parents and children have different periods of limitations for the same incident. For example, in Ohio a child can bring an injury claim at any time until he or she attains the age of 20. However, Ohio law also says that the claim or suit for the medical bills and other costs has to be brought by the child's parents within 2 years from the date of the injury. That is because the obligation to pay medical bills and costs is an obligation of the parents and not the child. In an Ohio case, therefore, a child can recover for pain, suffering, scars, emotional distress and other similarly intangible losses until she turns 20, but the parent can recover the medical costs only if the lawsuit for those costs is brought within the 2 years. (Texas and Minnesota, as well as a number of other states, follow this rule.) A few states have a period of limitations that might require both the child and his parents to file a lawsuit before the minor turns 18. For example, in Kansas a minor can bring an action until one year after he or she turns eighteen, but never more than eight years after the accident. (Kansas Statutes 60-515(a).) So a three-year-old would have to file suit by age 11 in Kansas. Special rules for governmental defendantsThere is a tricky set of rules that covers claims against the government and its employees, and sometimes humane societies and SPCAs. Basically, before any court filings, a claim must be made in writing to the entity as follows:
Even if a governmental claim is for a small amount of money, and might be heard in the small claims court, the victim still has to comply with the governmental claim procedures. Government offices readily hand out the claim forms. If any mistake is made on the form, however, the victim will lose all rights. The ease of getting these forms is in complete contrast to the technical knowledge required to fill them out. Another trick is determining exactly who to give the filled-out form to. If it is sent to the wrong person or wrong office, the victim once again can lose all rights for that reason alone. A humane society or SPCA can have governmental immunity in certain states. Therefore this type of defendant must be treated as if it actually were a governmental entity until an attorney determines otherwise. Because of these complexities, victims are strongly advised to consult with an attorney if there is reason to suspect that the defendant might be a governmental agency or employee. Frequently asked questions about the statute of limitations"I only want to make an insurance claim, so do I need to follow these rules?"Even if you just want to make an insurance claim, you still have to follow these rules. Specifically, you are required to file your case in court before it reaches the deadline. If you do not do so, the insurance company usually has the right to refuse to give you any money at all. This can be true even if you are in the process of talking to them about a settlement.Some states have laws requiring insurance companies to notify you about the statute of limitations if you do not have an attorney. If you receive a notice of that kind, do not let the insurance company representative convince you that it does not mean what it says! You will be getting the notice for the plain and simple reason that the insurance company has every intention of using the statute of limitations as their legal ground to refuse to pay you anything. "What can I do if I blew it?"If a great deal of time has elapsed since an attack, the victim should not assume that the statute of limitations has expired. There are exceptions to the statute of limitations. They can be very technical, so it is of utmost importance to contact a lawyer immediately."Do I really need a lawyer to file a lawsuit?"Except for the small claims courts, the laws of civil procedure are too complicated for a non-attorney to apply. Cases that cannot be handled in the small claims court therefore must be handled by a lawyer who is experienced in litigation matters. You are absolutely advised to retain an attorney to bring a case or defend against a case that is other than a small claims court matter. If a dog bite does not draw blood, small claims court might be appropriate. Most jurisdictions have small claims procedures that make filing relatively easy. However, choosing small claims court means limiting the amount of damages that can be recovered. For example, in California the small claims courts can decide cases that have a dollar value of up to $7,500.00 per defendant. Any dog attack that draws blood should be referred to an experienced attorney because there is a possibility of scars, and therefore a possibility that the legal damages might exceed what a small claims court is authorized to handle. Go to the Dog Bite Law Adviser for more information about small claims court.
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